What Type Of Boat is Right For Me?

February 28, 2022

As the weather continues to warm up, it’s time to take the swing and buy yourself that boat you’ve been looking at. If you’ve been in the market for a fun activity that is great for families and allows you to enjoy nature then boating is the perfect activity for you. If this is your first time buying a boat and you’re not sure which one is for you then you’ve come to the right place. Before ever stepping on a boat lot, reaching out to a Facebook listing, or signing up for marine insurance Tampa take these quick tips into consideration.


When it comes to boating, knowing your budget before ever stepping on the lot can help save you from a potential headache. Boats can come in at a variety of price ranges, however specific boat configurations can save you money both in the short and long term. For example on average skiffs and pontoon-style boats are cheaper than their center console counterparts. As skiffs tend to be smaller, their fuel economy also tends to be better than their larger versions. Lastly, newer boats while more expensive upfront, tend to be easier to maintain and require fewer trips to a mechanic with heavier use. Budgets can also help you narrow down brands as well. For those with a smaller budget, we recommend staying away from more luxurious brands such as Grady-White. Lastly, don’t forget to calculate in your marine insurance Florida when establishing your long-term boating budget.


Different boat configurations excel at different things. For those looking for a more relaxed family-friendly boating experience, a pontoon should be your boat of choice. Pontoons generally are slower and more heavily designed for parties and relaxing than their center console counterparts. For those looking for a more sporty type of boating adventure, a center console may be the option for you. The larger engines and aerodynamic designs help center consoles reach higher speeds which are perfect for tubing or wakeboarding. Their superior power also makes them perfect for fighting larger waves when offshore fishing. Regardless of the style of boat, you will need the perfect marine insurance Florida policy to ensure you’re covered in the unpredictability of the ocean.

HH Insurance | Marine Insurance Tampa

HH Insurance is a marine insurance Florida company that is dedicated to making sure your family, boat, and other marine vehicles are protected. Whether being on the water is your life or just a hobby, we have the right coverage to keep you and your loved ones safe all year long. To learn more about our services, please visit our website



**This blog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverage. These definitions do not alter or modify the terms of any insurance contract.