Boaters Insurance for First Time Boat Owners

May 21, 2022

It’s finally summer. The sky is blue, the water is warm and as a new boat owner, you probably need boaters insurance Tampa Fl. A boat can be a great way to escape and have a good time with friends, but there are a few things you want to avoid while on the water. Fortunately, HH Insurance can help you steer clear of any issues that might come with your first boat or watercraft.

Do I need boaters insurance Tampa, FL?

While the state of Florida doesn’t require boaters insurance, homeowners insurance doesn’t cover damages to your vessel or injury to your passengers. As a first-time boat owner, there are likely a number of situations you don’t know you need to be prepared for and some of them could end with you paying out of pocket to replace your boat or picking up somebody else’s medical expenses.

Protect Your boat

It’s easy to overlook some of the steps to launching your boat at the ramp, but forgetting to put the drain plug in could sink your boat as well as your bank account. However, if you have boaters insurance Tampa Fl, HH Insurance could help alleviate some of the costs and get you back on the water.

Protect Yourself

Even if you have experience enough to remember the drain plug, there’s always the chance that one of your passengers or yourself gets hurt. There were over 3,000 boating accident-related injuries in 2020. The only way to ensure that you and your passengers are covered in the event of an accident is with boaters insurance Tampa FL.

HH Insurance | Boaters Insurance Tampa FL

Boating and getting out on the water can be loads of fun, but let’s do it safely. HH Insurance guarantees the focus is on you, the customer, and offers an abundance of services beyond what you’ll need on the water. If you’re still on the fence about taking the next step with us, check out some testimonials from our customers. We look forward to helping you get your boat and yourself on the water safely!



**This blog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverage. These definitions do not alter or modify the terms of any insurance contract.