As we enter the peak of hurricane season, we at HH Insurance want to thank you for the trust you’ve placed in us. I’m Jake Holhaus, CEO of HH Insurance, and it’s our honor to protect what matters most to you—your home, your family, and your peace of mind.
Preparing for a hurricane goes beyond boarding windows or stocking supplies. One of the most effective yet overlooked ways to protect yourself is by creating a home inventory—a simple step that can have a major impact if you ever need to file a claim.
Why a Home Inventory Matters
Imagine this: a storm damages your home and belongings. You’re safe, but now you’re faced with a tough question from your insurance adjuster—“What did you lose?”
Under stress, it’s nearly impossible to recall everything you owned, when you bought it, or what condition it was in. That’s where a home inventory becomes invaluable. It:
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Speeds up your insurance claim
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Ensures fair reimbursement
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Reduces stress during a difficult time
A small investment of time now could save you thousands later.
5 Simple Steps to Create Your Home Inventory in Under an Hour
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Do a Video Walkthrough
Use your phone to record every room. Narrate as you go:
“This is our 65-inch Samsung TV, purchased October 2023.”
Open drawers and cabinets to capture all belongings, including tools, appliances, and electronics. -
List High-Value Items Individually
Create a separate list for items like laptops, jewelry, instruments, or designer bags. Include:-
Purchase date
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Brand/model
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Approximate cost
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Where you bought it
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Save Receipts or Confirmations
If you have them, gather receipts or email confirmations into a folder. They aren’t required, but they help prove ownership and value. -
Back It Up Securely
Don’t keep your inventory solely on your phone. Upload it to a cloud service like Google Drive, Dropbox, or iCloud—or email it to yourself. -
Review and Update Annually
Set a reminder every July to update your inventory. Add any new appliances, furniture, or upgrades.
It’s Easy, Free, and Incredibly Valuable
Most people don’t think about home inventories until it’s too late. Take a few minutes this weekend to walk around your home. It’s a small step that puts you back in control—even when nature feels out of your hands.
Your safety is our top priority this season. If you have questions about your policy or coverage, our team is here to guide you every step of the way.
Thank you for being part of the HH Insurance family.
**This blog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverage. These definitions do not alter or modify the terms of any insurance contract.