Factors That Can Lead To A Flood

March 14, 2022

Preparing for a flood can be a difficult task. In some cases, a flood can occur at a moment’s notice. However, as Florida natives, we understand there are always tell-tale signs that can help you predict the potential of an upcoming flood. Understanding what those causes are and how you can prepare for a flood is crucial to keeping yourself safe. Having a comprehensive flood insurance Tampa plan can help keep your belongings safe.

Heavy Rainfall and Storms

Heavy rain and storms are the norms in Florida. Whether it’s a random storm, a tropical depression, or a hurricane, rain is a year-round occurrence. However, it can become especially powerful during our dreaded hurricane season. During these select months between June and November, rain becomes a regular occurrence causing water levels to rise. As rain builds up on top of itself, vegetation doesn’t have the time to absorb it, causing flood zones. This issue worsens as constant storms pass through an area leaving the rising water to inflict damage to structures and property. Having a dedicated homeowners insurance Tampa plan can help ease your mind from the potential loss of goods and property caused by a slow-moving flood.

Overflowing Bodies of Water

While being surrounded by water has its perks, including recreational activities such as boating, it can also have its pitfalls. A major pitfall is the danger of rising water levels. Bodies of water including lakes, rivers, and dams can overflow and cause instant damage to your property. In some cases, a body of water can see a rise in water level of up to 10 feet in less than an hour. This type of flood, known as a flash flood, can occur due to a variety of reasons. One of those reasons is a collapsed dam or levee. These structures when broken can open the opportunity for water to rush into an area at a high rate of speed. If your home is in the path of this rushing water it may succumb to severe damage and destruction. Having flood insurance Tampa can ensure that in a worst-case scenario your belongings are protected from the elements.

HH Insurance | Homeowners Insurance Tampa

When faced with disaster, the last thing you should have to worry about is whether or not you can financially recover. The more you understand the potential causes of a flood the easier it will be to be prepared for their damage. This means preparing not only yourself and loved ones but your belongings from potential destruction. At HH Insurance we help you prepare with a custom flood insurance Florida plan designed just for you. To learn more about how we can protect you and your home visit our website today!



**This blog provides a brief overview of the terms and phrases used within the insurance industry. These definitions are not applicable in all states or for all insurance and financial products. This is not an insurance contract. Other terms, conditions and exclusions apply. Please read your official policy for full details about coverage. These definitions do not alter or modify the terms of any insurance contract.